Our fees
Simple, transparent, and designed to align with your investment goals.
Understand what you’re paying for
At Cadence, we aim to make the fees we charge easy to understand.
From the very start, we’ll explain all the costs involved, such as initial and ongoing fees, platform charges, and fund costs, so there are no surprises.
Service costs for our wealth service
Our ongoing service fees are transparent and deducted directly from your investment. They are tiered based on the value of assets under our advice, as follows:
- 1.00% per annum on assets up to £500,000
- 0.75% per annum on assets between £500,000 and £1 million
- 0.50% per annum on assets between £1 million and £2 million
- 0.40% per annum on assets over £2 million plus.
These fees cover full lifestyle financial planning, portfolio implementation, fund research, rebalancing as required, access to our Wealth Portal, regular reporting, and any applicable fund rebates. VAT is not applicable to any aspect of Cadence’s fees.
Your adviser will confirm the set percentage you will be charged for our ongoing service.
How do I know if your fees are competitive?
We undertake regular market research and always aim to provide the best possible value for the fees we charge.
Do I have to pay for an initial meeting?
No. The initial meeting is provided at our own expense. We believe it’s important for you to understand how we work and what we can offer before making any commitments.
What is your minimum fee?
Our minimum fees are £1,000 for the initial advice and £1,000 per annum for ongoing service.
Recognised by our clients
At Cadence, delivering exceptional service is at the heart of what we do. Our clients’ feedback speaks for itself – highlighting the care and expertise we bring to every financial plan.
You can explore their verified reviews on VouchedFor and see why we consistently make a positive difference for the people we work with.