FAQs

Yes. We can incorporate ethical, sustainable, or socially responsible investment options into your financial plan. Our approach balances your values with your long-term financial goals, helping you invest in a way that reflects your principles.

Yes. We can provide guidance on how to manage and invest an inheritance to align with your short- and long-term financial objectives.

Yes. We offer advice on SIPPs, helping you understand the options available and how they can fit into your overall retirement planning strategy.

No. We do not provide advice on final salary or defined benefit pension transfers. Clients who require guidance in this area are referred to a trusted partner firm that specialises in such transfers.

Yes. We provide advice on long-term care and later-life financial planning, helping you prepare for future needs and make informed decisions about funding care, estate planning, and maintaining your financial security in retirement.

Yes. We provide guidance on Inheritance Tax planning and estate planning, helping you structure your finances in a way that protects your wealth for the next generation.

Yes. We can provide advice on a wide range of investment options, including ISAs. Our guidance considers your risk profile, financial objectives, and long-term goals, supporting you in making informed investment decisions that suit your circumstances.

Yes. We provide advice on protection products, including life insurance, critical illness cover, and income replacement. These products are designed to help safeguard you and your family against unforeseen events, supporting your financial security and peace of mind.

Yes. Our initial consultation is offered at no cost and with no obligation. This meeting allows us to understand your financial goals, explore your circumstances, and explain how we work, so you can decide whether to proceed with our services.

We charge a fee for the advice we provide. Typically, this consists of an initial advice fee (around 1% of your investment) and an ongoing fee (capped at 1% per annum) to cover continued support and review of your financial plan.

Our minimum fees are £1,000 for the initial advice and £1,000 per annum for ongoing service.

We charge a percentage of your investments for both initial advice and ongoing service. For examples, please refer to the fees outlined above. This approach aligns the cost of our advice with the level of support and value delivered.